Soft Coconut Loaf Cake

Ingredients You’ll Need

This recipe makes one standard loaf pan (8×4 or 9×5 inches).

Main Ingredients

  • 2 cups all-purpose flour
  • 1 cup sugar
  • 1/2 cup unsalted butter, softened
  • 1/4 cup vegetable oil
  • 3 eggs
  • 1 cup plain yogurt (or milk)
  • 1 cup desiccated or shredded coconut
  • 2 teaspoons baking powder
  • 1/4 teaspoon salt
  • 2 teaspoons vanilla extract

Topping (optional but recommended)

  • 2–3 tablespoons coconut flakes
  • 1 tablespoon sugar
  • 1 tablespoon melted butter

These basic pantry ingredients create a super rich and moist cake.

Why This Coconut Cake Is So Moist

The secret to this cake’s texture is the combination of three elements:

Butter

Adds rich flavor and softness.

Oil

Keeps the cake moist for longer (oil doesn’t dry like butter).

Yogurt

Adds tenderness and lightness while preventing dryness.

Together, they create a cake that is:

  • Soft
  • Fluffy
  • Moist
  • Never crumbly or dry

Even on day 3, it still tastes fresh.

Preparing Your Pan

Before starting, preheat oven to 175°C (350°F).

Grease your loaf pan with butter or oil.

Line with parchment paper, leaving extra on the sides for easy lifting.

This prevents sticking and helps you remove the cake cleanly.

Never skip this step — loaf cakes love to stick.

Mixing the Wet Ingredients

In a large bowl:

Add:

  • Softened butter
  • Sugar

Beat until creamy and pale (about 3–4 minutes).

This step adds air and makes the cake lighter.

Then add:

  • Oil
  • Eggs (one at a time)
  • Vanilla

Mix well after each egg.

Your mixture should look smooth and slightly fluffy.

This is the base of a perfect soft crumb.

Combining the Dry Ingredients

In another bowl, mix:

  • Flour
  • Baking powder
  • Salt
  • Shredded coconut

Mixing coconut with flour helps distribute it evenly in the batter.

This ensures every bite has coconut flavor.

Making the Batter

Now combine everything.

Add dry ingredients gradually into the wet mixture.

Alternate with yogurt:

  • Some flour
  • Some yogurt
  • Repeat

Mix gently.

Do NOT overmix.

Overmixing makes cake dense and tough.

Stop as soon as batter is smooth.

The texture should be thick but pourable.

Adding Coconut Topping

This topping gives that beautiful golden crust like in your photo.

In a small bowl mix:

  • Coconut flakes
  • Sugar
  • Melted butter

This helps the top caramelize and become crispy.

Set aside.

Filling the Pan

Pour batter into prepared loaf pan.

Smooth the surface.

Sprinkle coconut topping evenly.

It will toast and turn golden while baking.

Already smells good, right? 😄

Baking to Perfection

Bake for 45–60 minutes.

Every oven is different, so check at 45 minutes.

Look for:

  • Golden brown top
  • Firm center
  • Toothpick comes out clean

If top browns too quickly, cover loosely with foil.

Don’t rush baking — slow baking gives best texture.

Your kitchen will smell like coconut heaven.

Cooling the Cake

Let cake cool in pan for 10–15 minutes.

Then lift out using parchment paper.

Cool completely on rack.

Cutting while hot makes it crumbly.

Cooling helps:

  • Set structure
  • Keep slices clean
  • Improve flavor

Patience pays off.

Texture and Taste

When sliced, you should see:

Outside:

  • Golden crust
  • Slightly crisp edges
  • Toasted coconut flakes

Inside:

  • Soft
  • Moist
  • Tender
  • Light coconut aroma

Flavor:

Buttery, sweet, lightly tropical, comforting

It’s simple but addictive.

Perfect with:

  • Coffee
  • Tea
  • Milk
  • Lemonade

Or just plain because it’s THAT good.

Flavor Variations

Want to upgrade? Try these.

Lemon Coconut

Add lemon zest + lemon juice

Chocolate Chip

Add chocolate chips

Almond Coconut

Add almond extract

Pineapple Coconut

Add crushed pineapple (drained)

Marble

Add cocoa powder to half the batter

Extra Coconut

Use coconut milk instead of yogurt

Endless possibilities.

Storage Tips

This cake keeps beautifully.

Room temperature:

3 days covered

Fridge:

Up to 1 week

Freezer:

Up to 2 months (slice first)

Pro tip:

Warm slices 10 seconds in microwave — tastes freshly baked.

Common Mistakes to Avoid

Cold butter

Doesn’t cream well

Overmixing

Makes dense cake

Too much flour

Makes dry texture

Underbaking

Wet center

Skipping oil

Cake dries faster

Follow measurements and you’re safe.

Serving Ideas

This coconut loaf cake is perfect for:

  • Breakfast
  • Tea time
  • School snacks
  • Dessert trays
  • Ramadan/Eid treats
  • Picnics
  • Coffee dates

Dust with powdered sugar or drizzle glaze for fancy look.

Or just slice and enjoy simple style.

Why This Recipe Works

Here’s the science:

Butter → flavor

Oil → moisture

Yogurt → tenderness

Coconut → texture + aroma

Slow baking → fluffy crumb

Everything works together for that soft bakery-style loaf.

Simple technique, perfect results.

Final Thoughts

Sometimes the best cakes aren’t fancy or complicated. They’re the simple, soft, homemade ones that remind you of comfort and warmth. This coconut loaf cake is exactly that kind of recipe.

Leave a Comment