Banana Bread with Cream Cheese Filling

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This recipe gives you ultra-moist banana bread with a sweet, creamy cheesecake layer baked right inside. The banana flavor is deep and caramel-like, the texture is soft and tender, and the cream cheese filling makes every slice taste like banana cake + cheesecake combined.

✅ Ingredients

For the Banana Bread Batter

2 cups all-purpose flour

1 teaspoon baking powder

1 teaspoon baking soda

½ teaspoon salt

½ cup melted butter (unsalted)

¾ cup brown sugar

2 large eggs

1 tablespoon vanilla extract

4 medium ripe bananas, mashed

½ cup sour cream or Greek yogurt (makes it extra moist)

For the Cream Cheese Filling

8 oz (225g) cream cheese, softened

¼ cup granulated sugar

1 large egg

1 teaspoon vanilla extract

1 tablespoon cornstarch (helps the filling stay firm)

Optional Topping

1 banana sliced lengthwise (as shown in your image)

A sprinkle of brown sugar for caramelizing

🍞 Instructions

1️⃣ Prepare the Pan & Preheat

Preheat oven to 350°F (175°C).

Line a loaf pan with baking paper or grease well.

If you want the banana slice on top, cut it now and set aside.

2️⃣ Make the Banana Bread Batter

  1. In a bowl, whisk:

flour

baking soda

baking powder

salt

  1. In another large bowl combine:

melted butter

brown sugar

eggs

vanilla

mashed bananas

Mix until smooth.

  1. Add the dry ingredients into the wet ingredients and fold gently.
  2. Mix in sour cream/yogurt.
    Your batter will be thick and creamy.

3️⃣ Make the Cream Cheese Filling

In a medium bowl, beat together:

softened cream cheese

sugar

egg

vanilla

cornstarch

Beat until smooth and silky.

4️⃣ Assemble the Loaf

In your loaf pan:

  1. Add half of the banana bread batter and spread evenly.
  2. Pour all the cream cheese filling on top — keep it central if possible.
  3. Add the remaining banana batter over the cream cheese layer.
  4. Smooth the top gently.

Optional:

Place the sliced banana on top (cut side up).

Sprinkle a little brown sugar for caramelization.

5️⃣ Bake

Bake for 55–70 minutes depending on your oven.

Tips:

Cover with foil if the top browns too fast.

A toothpick inserted on the “bread-only” section should come out clean.

The cheesecake part will be slightly soft — that’s normal.

6️⃣ Cool Completely

Let cool in the pan for 30 minutes, then move to a rack.

For perfect slices:

Chill for 1 hour.
(This helps the cream cheese set beautifully.)

🍽️ Serving Ideas

Drizzle with honey

Spread with butter

Serve chilled for a firmer cheesecake bite

Or warm slightly for a melty, gooey center

📝 Storage

Fridge: up to 5 days

Freezer: up to 2 months (wrap slices individually)

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